【主講】肯塔基大學副教授劉德

【題目】在線P2P借貸中的友誼：管道、棱鏡、和關系集群

【時間】2014年7月7日（周一）10.00-12.00

【地點】清華經管學院 舜德樓306

【語言】英語

【主辦】管理科學與工程系

【摘要】This paper investigates how friendship relationships act as pipes, prisms, and herding signals in a large online Peer-to-Peer (P2P) lending site. By analyzing decisions of lenders, we find that friends of the borrower, especially close offline friends, act as financial “pipes” by lending money to the borrower. On the other hand, the “prism” effect of friends’ endorsements via bidding on a loan negatively affects subsequent bids by third parties. However, when offline friends of a potential lender, especially close friends, place a bid, a “relational herding” effect occurs as potential lenders are likely to follow their offline friends with a bid.

【簡曆】劉德老師的簡曆